Home-Buying Communications

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Purchase-Power Assessment

Our complimentary affordability assessment will help you understand your purchasing power and identify any necessary steps to improve your credit, ensuring you can purchase on your desired timeline.

Pre-Approval in Minutes

With just a few clicks, start your home-buying journey with us. Our efficient, no-obligation pre-approval process quickly sets you on the path to owning your home!

Can your mortgage work better for you?

Call (866) 590-2951 or click below to explore your options or begin our quick pre-approval process.

The Premia advantage:

Premia Mortgage
2 min read

First-Time Homebuyer's Guide - Part 2

Why do you want to buy a house? Before you decide to buy a new home, you'll need to decide why you want to buy a new...
1 min read

Understanding the Importance of Credit

A credit rating or FICO score is one of the most critical pieces of customer information when applying for a mortgage....
1 min read

Benefits of the Adjustable Rate Mortgage

If you do not plan on staying in your home for 30 years, why finance it for 30 years? It is a great question,...
3 min read

Why Homeownership is Still a Smart Financial Move

We’re convinced buying a home is still a smart financial move, and despite the chatter in some quarters, now can be a...
4 min read

How to Buy a Home with No Money Down - Part 2

What if you don't qualify for government-backed loans? There’s a lot to understand for those learning how to buy a...
3 min read

How to Buy a Home with No Money Down - Part 1

Buying a home shouldn’t be reserved for the wealthy. Everyone deserves the chance to own their own home if they choose....
5 min read

Still Renting? It Adds Up!

It’s an age-old quandary that millions of Americans confront every year: Should I rent or should I buy a home?...
6 min read

Busting the Top 10 Myths About Homebuying

Buying a home is one of the most important and expensive decisions you’ll ever make. For that reason alone, you need to...
2 min read

5 Benefits Only Homeowners Can Enjoy

When it comes to buying a home versus renting, there’s really no comparison. While renting might be the right choice in...
2 min read

Is Now the Time for a Financial Fresh Start? Refinance and Reimagine Your Finances!

Let's be real, keeping up with bills and loans can feel like a never-ending marathon. And when interest rates are high,...
5 min read

10 Surprising Things You Should NOT Do Before Buying a Home

Buying a home is a lengthy, complicated process. While you may buy another expensive product – such as a car – in a few...
5 min read

Homebuying Guide

2025 is shaping up to be a pivotal year for homebuyers. The higher mortgage rates of 2024 seem to be fading away as...

*Eligible borrowers may choose to have the lender fee built into the rate/APR or pay it at closing for a corresponding rate reduction. Includes an appraisal credit up to $750; not available if an appraisal waiver is issued. Offer valid on loan applications dated 05/01/2026 through 07/31/2026 at 11:59 PM EST. Borrowers must be first-time homebuyers (no homeownership in the past 3 years), non-relocating employees, and subject to credit and underwriting approval. This is not a commitment to lend. Restrictions may apply.

Qualified participants must access the Premia Mortgage website at www.premiamortgage.com to successfully complete a mortgage loan application and close the mortgage loan with Premia Relocation Mortgage. Applicants are subject to credit and underwriting approval. Restrictions may apply.

The soft credit pull pre-approval option is available on conventional, government, and jumbo loans for purchase or refinance. No co-mortgagors are permitted at this time. This pre-approval is an early assessment of borrowers’ qualifying information. A hard credit pull is required prior to a loan being submitted to underwriting and will impact the borrower's credit score. Borrowers already under contract will default to a hard credit pull when they apply for loan approval. Applicants are subject to credit and underwriting approval. Not all borrowers will be approved. Restrictions apply.

Premia Mortgage cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Premia Relocation Mortgage for more information.

Premia Mortgage is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.